ilumoni is not accepting new customers - please read this blog for more info.
Take control of your borrowing
Millions of us pay too much for our borrowing and carry debt for longer than we should. We think it's time that changed.
Borrow well with ilumoni
Personalise
Tell us your goals, priorities and how you feel about borrowing.
Understand
ilumoni analyses your accounts to provide actionable insights.
Manage
Explore the impact changes could have on your overall borrowing.
Improve
Find new or alternative products, or smarter ways to repay, aligned to your goals.
Is the UK borrowing well?
Read our research report on borrower confidence, capability and stress,
About ilumoni
Borrowing is a part of life. At ilumoni, we're here to help people borrow well.
Campaign for Better Borrowing
We're committed to improving the financial and mental wellbeing of UK borrowers.
Ask us anything
We’ve tried to answer some of the big questions about ilumoni here.
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© 2022 by ilumoni
ilumoni is a trading name of Monely Limited registered and regulated by the Financial Conduct Authority (928933 and 928681), registered in England and Wales (Company number 11886611), Registered Office: The Barnsley Digital Media Centre, County Way, Barnsley, S70 2JW
*As referenced in the FCA's financial lives report and/or the credit card market report.