About ilumoni
For too long, it's been easy to borrow but hard to borrow well.
In the UK, borrowing is a part of life for the majority. Whether that's buying a house or using credit cards or loans to pay for the things we need and want. At ilumoni, we want to help borrowers make borrowing work for them.
How we're making a difference
Hurried decisions
Urgent needs and easy access to credit means that people don't always think about the true cost of their borrowing.
Too much jargon
People are often overloaded with unclear or confusing information, making it hard to make the right decision.
Time poor
Busy lives and higher priorities allow people to fall into bad borrowing habits, without realising the consequences.
Merry-go-round of debt
High-interest products, mounting balances and shrinking incomes compound the need for further credit.
Campaign for Better Borrowing
We're committed to improving the financial and mental wellbeing of UK borrowers.
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© 2022 by ilumoni
ilumoni is a trading name of Monely Limited registered and regulated by the Financial Conduct Authority (928933 and 928681), registered in England and Wales (Company number 11886611), Registered Office: The Barnsley Digital Media Centre, County Way, Barnsley, S70 2JW
*As referenced in the FCA's financial lives report and/or the credit card market report.