All Borrow Well Hub posts

Find out everything you need to know about our repayment nudges.

Discover Laura’s top tips for budgeting, saving and setting financial goals.

Discover the latest ilumoni feature - the restructure nudge!

Overindulged over festive season? It's time to give your wallet a workout and get debt fit!

Everything you need to know if you’re thinking about using a BNPL service to borrow.

Find out what we’re doing to help those with problem debt.

Financial coach or financial advisor? Discover the pros and cons of each.

We’re running a Christmas competition with a difference this year - find out how to enter.

Our guide to avoiding the hype while still bagging a bargain.

Discover the newest feature in our app, including why we've created it and how it will work.

Our research shows that borrower stress is widespread in the UK. Is your debt keeping you awake at night?

Our research shows we’re overconfident and underprepared when it comes to calculating the cost of our debt - are you wasting money as a result?

Everything you need to know about overdrafts. What they are, how much they cost and how best to get out of them.

Introduced in 2018, Open Banking isn't a new initiative. Find out who uses the technology now.

We explore the ins and outs of personal loans, to help you consider whether one is right for your circumstances.

Find out how to migrate from ilumoni's Beta app to the new live version.

Reduce the number of individual balances you hold, quicker, with the Debt Snowball method.

Pay down debt by targeting the balance with the highest rate first. Here's how.

Your guide to the terms we use within the app and exactly what they mean.

Learn about the ilumoni app sign up process and common issues that can occur.

Find out what you can do now to change your borrowing habits, free up cash and reduce your monthly outgoings.

Refinance current debts to combine them into one singular loan - your guide to a Debt Consolidation loan.

Find out whether it is actually important to “manage” or try to “boost” your credit score, as well as good and bad ways to do it.

A guide to taking control of your borrowing and relieving debt worry.

Is building that rainy day fund costing you more through interest? Find out the pros and cons of paying off debt over saving.

The way we bank and manage our money has changed - find out everything you need to know about Open Banking.

There are now 5 million people borrowing £2.7bn from services like Klarna, Clearpay and Laybuy as sales in online retail surged in 2020.

But almost 9 million people, many of them among Britain’s poorest, were forced to increase their borrowing last year to cope with the pandemic.

Find out how these new changes will impact you if you’re a Barclaycard customer.

Discover everything you need to know about IVAs and what happens when you take one out.

Recent research found that 18 million people in Britain worry about money daily and nearly 1 in 5 have mental health issues as a direct result of financial anxiety.

Find out how to make sure you're in the best financial situation possible if you're facing a possible redundancy.

What do the new changes to the way overdraft fees are charged mean for you?

Your guide to shopping for a car loan, amidst the recent regulation change announcements.

This month, StepChange revealed there is already £6bn of personal debt directly attributable to the pandemic.

Find out how long the average person in the UK takes to pay off credit card debt.

More money in your pocket than usual? Don’t blow your advantage as lockdown eases.