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Find all our guides, tips and insights from the Borrow Well Hub here.
Find out everything you need to know about our repayment nudges.
Read moreDiscover Laura’s top tips for budgeting, saving and setting financial goals.
Read moreDiscover the latest ilumoni feature - the restructure nudge!
Read moreOverindulged over festive season? It's time to give your wallet a workout and get debt fit!
Read moreEverything you need to know if you’re thinking about using a BNPL service to borrow.
Read moreFind out what we’re doing to help those with problem debt.
Read moreFinancial coach or financial advisor? Discover the pros and cons of each.
Read moreWe’re running a Christmas competition with a difference this year - find out how to enter.
Read moreOur guide to avoiding the hype while still bagging a bargain.
Read moreDiscover the newest feature in our app, including why we've created it and how it will work.
Read moreOur research shows that borrower stress is widespread in the UK. Is your debt keeping you awake at night?
Read moreOur research shows we’re overconfident and underprepared when it comes to calculating the cost of our debt - are you wasting money as a result?
Read moreEverything you need to know about overdrafts. What they are, how much they cost and how best to get out of them.
Read moreIntroduced in 2018, Open Banking isn't a new initiative. Find out who uses the technology now.
Read moreWe explore the ins and outs of personal loans, to help you consider whether one is right for your circumstances.
Read moreFind out how to migrate from ilumoni's Beta app to the new live version.
Read moreReduce the number of individual balances you hold, quicker, with the Debt Snowball method.
Read morePay down debt by targeting the balance with the highest rate first. Here's how.
Read moreYour guide to the terms we use within the app and exactly what they mean.
Read moreLearn about the ilumoni app sign up process and common issues that can occur.
Read moreFind out what you can do now to change your borrowing habits, free up cash and reduce your monthly outgoings.
Read moreRefinance current debts to combine them into one singular loan - your guide to a Debt Consolidation loan.
Read moreFind out whether it is actually important to “manage” or try to “boost” your credit score, as well as good and bad ways to do it.
Read moreA guide to taking control of your borrowing and relieving debt worry.
Read moreIs building that rainy day fund costing you more through interest? Find out the pros and cons of paying off debt over saving.
Read moreThe way we bank and manage our money has changed - find out everything you need to know about Open Banking.
Read moreThere are now 5 million people borrowing £2.7bn from services like Klarna, Clearpay and Laybuy as sales in online retail surged in 2020.
Read moreBut almost 9 million people, many of them among Britain’s poorest, were forced to increase their borrowing last year to cope with the pandemic.
Read moreFind out how these new changes will impact you if you’re a Barclaycard customer.
Read moreDiscover everything you need to know about IVAs and what happens when you take one out.
Read moreRecent research found that 18 million people in Britain worry about money daily and nearly 1 in 5 have mental health issues as a direct result of financial anxiety.
Read moreFind out how to make sure you're in the best financial situation possible if you're facing a possible redundancy.
Read moreWhat do the new changes to the way overdraft fees are charged mean for you?
Read moreYour guide to shopping for a car loan, amidst the recent regulation change announcements.
Read moreThis month, StepChange revealed there is already £6bn of personal debt directly attributable to the pandemic.
Read moreFind out how long the average person in the UK takes to pay off credit card debt.
Read moreMore money in your pocket than usual? Don’t blow your advantage as lockdown eases.
Read moreSee if you can find smarter ways to borrow or repay, to help clear debts faster. With personalised insights, aligned to your goals.
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ilumoni is a trading name of Monely Limited registered and regulated by the Financial Conduct Authority (928933 and 928681), registered in England and Wales (Company number 11886611), Registered Office: The Barnsley Digital Media Centre, County Way, Barnsley, S70 2JW
*As referenced in the FCA's financial lives report and/or the credit card market report.