Join the cause

We’re committed to improving the financial and mental wellbeing of UK borrowers.

Our recent report, ‘Borrower confidence, capability and stress: is the UK borrowing well?’ found that less than half of UK borrowers are happy with how they manage their borrowing but, of those who want to improve it, 42% say they don’t know how. That’s why we’re introducing the Campaign for Better Borrowing. Join us and help borrowers take control of their debt and manage it with confidence.


We want everyone to see the impact their borrowing behaviour has on the overall cost of their debt, and how long they remain in debt.



We want everyone to build healthier borrowing habits and manage their debt better overall.



We want everyone to have a healthy relationship with debt, and reduce the burden on our mental health.

Partner with us

By working in partnership we can help more people tackle their debt and manage their borrowing with confidence.

Invest in ilumoni

Be part of something different - ilumoni is a first in borrowing in the emerging Insight-led Financial Wellbeing sector.

Work with us

As ilumoni grows, we'll be looking for talented and passionate people to help us improve the app and reach more UK borrowers. If that could be you, get in touch today.

Press enquiries

Speak to our press team, or learn more about our purpose.

Latest ilumoni news

Download the app

See if you can find smarter ways to borrow or repay, to help clear debts faster. With personalised insights, aligned to your goals.

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© 2022 by ilumoni

ilumoni is a trading name of Monely Limited registered and regulated by the Financial Conduct Authority (928933 and 928681), registered in England and Wales (Company number 11886611), Registered Office: The Barnsley Digital Media Centre, County Way, Barnsley, S70 2JW

*As referenced in the FCA's financial lives report and/or the credit card market report.